Using a Guarantor for your First Home

Using a Guarantor for your First Home

Using a Guarantor for your First Home Saving for a deposit can be an uphill struggle for a lot of would be first home buyers these days.  Even if you have 5-10% deposit, loans are in short supply due to the Reserve Bank Restrictions or there are strict criteria to...
What term should I have on my mortgage?

What term should I have on my mortgage?

What term should I have on my mortgage? What term should I have on my home loan is the burning question for everyone starting out with a mortgage. But also relevant to those buying a rental, increasing lending or even refinancing.  At the moment, the maximum term you...
What are these cheap Bank Green Loans?

What are these cheap Bank Green Loans?

What are these cheap Bank Green Loans? In recent times some major Banks have been offering cheaper loans (mortgage top ups) for environmental, eco-friendly, energy efficient and sustainable projects and purposes. It can include things like electric cars, double...
What is a Reverse Mortgage?

What is a Reverse Mortgage?

What is a Reverse Mortgage? A Reverse Mortgage is just like a normal mortgage but doesn’t require payments as interest is added to the loan monthly based on the balance. The loan usually gets repaid fully when you come to sell your house.  It’s important to know that...
9 Financial Tips to Help You Get Ahead

9 Financial Tips to Help You Get Ahead

9 Financial Tips to Help You Get Ahead Fair to say financially it’s a bit of a financial grind out there at the moment for a lot of people.  Good thing is these situations don’t last forever, but they are a good time to take stock of your financial situation.  Here...