10 Ways to Increase your Borrowing Power!

10 Ways to Increase your Borrowing Power!

10 Ways to Increase your Borrowing Power! Borrowing money is complicated at the best of times, sometimes little things can make a big difference! We’ve broken down some of the key things, and in no particular order, that may help when it comes to negotiating with the...
Cash Back, what is it and how do I get it?

Cash Back, what is it and how do I get it?

Cash Back, what is it and how do I get it?   “Cash Back” is an incentive/cash gift given to a borrower on settlement of new lending and sometimes for retaining business with a bank if all lending is up for review. But mostly it’s given to new borrowers to a bank...
Buying a House Privately

Buying a House Privately

Buying a House Privately   Buying a house privately can come in different ways. One of the most common is when your landlord is looking to sell and offers to sell the property to you as the tenant. Ideally, well before they speak to any Real Estate agents.  Other...
Upgrading Your House and Where to Start

Upgrading Your House and Where to Start

Upgrading Your House and Where to Start   If you have pondered upgrading your existing house, then you have probably thought through the scenarios without really knowing what is possible or knowing the best option for your circumstances. Upgrading your house is...
Ways to raise your deposit for a first home

Ways to raise your deposit for a first home

Ways to raise your deposit for a first home. If you are a first home buyer, you probably think raising a deposit for a home can be a massive mountain to climb. But there are lending options ranging from 5% (saved) so you may be closer to your first home than you...
What is equity and how do I improve it and use it?

What is equity and how do I improve it and use it?

What is equity and how do I improve it and use it? Firstly, for the purposes of the article and the business we are in, by equity we mean the value created in your house if you were to sell and pay off any outstanding debt. So, if your house is worth $1,000,000 and...