by admin | Apr 7, 2026 | Uncategorized
Is interest only a good option for my mortgage? During the life of having a mortgage, just paying interest can be a viable option to keep payments low for a while. There are also advantages for property investors to use interest only in their mortgage set up....
by admin | Mar 29, 2026 | Uncategorized
Is it worth changing my mortgage to another bank? This has been a common question over the last few months with generous major bank ‘cashbacks’ on offer and interest rates dropping, but now on the way back up! As mortgage advisers we need to look at things...
by admin | Jul 23, 2025 | Uncategorized
Making an offer when you are a low deposit first home buyer More and more people are buying their first home based on recent data. While this is awesome, it has flow on effect to the process of getting a mortgage approval. Due to the Reserve Bank restrictions,...
by admin | Jul 14, 2025 | Uncategorized
Trading up / Trading Down / Bridging Finance – Where do I start? One of the more difficult things in life financially is trading up your owner-occupied house. Most people have no idea where to start. The first thing to work out is how much you want to spend on...
by admin | Mar 18, 2025 | Uncategorized
10 Ways to Increase your Borrowing Power! Borrowing money is complicated at the best of times, sometimes little things can make a big difference! We’ve broken down some of the key things, and in no particular order, that may help when it comes to negotiating with the...
by admin | Dec 16, 2024 | Uncategorized
Cash Back, what is it and how do I get it? “Cash Back” is an incentive/cash gift given to a borrower on settlement of new lending and sometimes for retaining business with a bank if all lending is up for review. But mostly it’s given to new borrowers to a bank...