Is interest only a good option for my mortgage?

Is interest only a good option for my mortgage?

Is interest only a good option for my mortgage?   During the life of having a mortgage, just paying interest can be a viable option to keep payments low for a while. There are also advantages for property investors to use interest only in their mortgage set up....
Changing the mortgage, is it worth it?

Changing the mortgage, is it worth it?

Is it worth changing my mortgage to another bank? This has been a common question over the last few months with generous major bank ‘cashbacks’ on offer and interest rates dropping, but now on the way back up! As mortgage advisers we need to look at things...
10 Ways to Increase your Borrowing Power!

10 Ways to Increase your Borrowing Power!

10 Ways to Increase your Borrowing Power! Borrowing money is complicated at the best of times, sometimes little things can make a big difference! We’ve broken down some of the key things, and in no particular order, that may help when it comes to negotiating with the...
Cash Back, what is it and how do I get it?

Cash Back, what is it and how do I get it?

Cash Back, what is it and how do I get it?   “Cash Back” is an incentive/cash gift given to a borrower on settlement of new lending and sometimes for retaining business with a bank if all lending is up for review. But mostly it’s given to new borrowers to a bank...