If there’s one constant in life, it’s change.

Our Services


First Home


Next Home




Investment Property


Money Planning


New Build / Construction Loans


Kiwisaver & Insurance

Craig Pope Financial is a KiwiSaver mortgage company servicing Kapiti Coast & Wellington

We’d love to chat with you to figure out how we can help, so please use the Contact option on this website to book a personalised consultation.

Honest mortgage loan refinance advice from industry professionals – Jobs change, relationships come and go, homes are bought, outgrown and sold, children grow up and need more space, then leave home, incomes fluctuate. It’s all part of life, and we must be able to adapt to change to be able to cope with it.

When it comes to mortgages, the answer to the changes life brings can sometimes be refinancing your home loan.

Maybe the changes in your life have you thinking of doing some renovations or adding extensions to your home, and housing loan refinancing would give you the cash to do the work.

Maybe you want to consolidate debt to save money on interest, or deal with an unexpected financial setback.

Maybe you want to buy out a former partner or bring in a new partner, buy a car or a new home.

Maybe you’ve decided you want to free up some capital to invest in a rental property.

Or maybe you just want to find a way to be mortgage free more quickly.

No matter what is shifting in your life to make you consider refinancing, Craig Pope Financial’s expert mortgage advisors can help review your finances and give you solid advice on the best solution to achieve what you’re wanting to achieve.

We can do a review at any time, but the best time to do it is when you have a fixed rate due for review. Craig can do a holistic check of your finances across the board and give you his best advice on any changes you could make that would put you in a better financial position.

That might mean a mortgage restructure or a change of bank, and could result in you getting cash back, receiving better rates, or releasing equity. There are a myriad of ways we can help, and we’d love to make your life easier by doing so.

If your life is changing in some small or big way and you think refinancing might be helpful to you, please contact us to arrange a call with senior mortgage advisor, Craig.

(Please note that a broker fee may be applicable for any financial review performed, but we can discuss this with you up front once we know more about your situation).