by admin | Jun 1, 2026 | Uncategorized
Have I got Equity to Buy a Rental Property? Buying a rental property is often a Kiwi dream to build equity for retirement. In some instances, it can provide a passive income IF rental income exceeds all outgoings. Normally, depending on Reserve Bank...
by admin | May 27, 2026 | Uncategorized
Is your revolving credit working for you? Most people will have heard of a Revolving Credit or Flexi Mortgage as some banks call it. It’s basically like a big overdraft with a set limit, at floating mortgage rates. Though some banks do have a reducing limit...
by admin | Apr 7, 2026 | Uncategorized
Is interest only a good option for my mortgage? During the life of having a mortgage, just paying interest can be a viable option to keep payments low for a while. There are also advantages for property investors to use interest only in their mortgage set up....
by admin | Mar 29, 2026 | Uncategorized
Is it worth changing my mortgage to another bank? This has been a common question over the last few months with generous major bank ‘cashbacks’ on offer and interest rates dropping, but now on the way back up! As mortgage advisers we need to look at things...
by admin | Jul 23, 2025 | Uncategorized
Making an offer when you are a low deposit first home buyer More and more people are buying their first home based on recent data. While this is awesome, it has flow on effect to the process of getting a mortgage approval. Due to the Reserve Bank restrictions,...
