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Interest Rate Review Strategies for 2025
Interest Rate Review Strategies for 2025 Well mortgage interest rates have really been the talk of the town these last few months. It’s been a while since I have seen borrowers watching the market as closely as they have in the last year! So, I thought it might...
10 Ways to Increase your Borrowing Power!
10 Ways to Increase your Borrowing Power! Borrowing money is complicated at the best of times, sometimes little things can make a big difference! We’ve broken down some of the key things, and in no particular order, that may help when it comes to negotiating with the...
Cash Back, what is it and how do I get it?
Cash Back, what is it and how do I get it? “Cash Back” is an incentive/cash gift given to a borrower on settlement of new lending and sometimes for retaining business with a bank if all lending is up for review. But mostly it’s given to new borrowers to a bank...
Buying a House Privately
Buying a House Privately Buying a house privately can come in different ways. One of the most common is when your landlord is looking to sell and offers to sell the property to you as the tenant. Ideally, well before they speak to any Real Estate agents. Other...
Upgrading Your House and Where to Start
Upgrading Your House and Where to Start If you have pondered upgrading your existing house, then you have probably thought through the scenarios without really knowing what is possible or knowing the best option for your circumstances. Upgrading your house is...
What is a Mortgage buffer and how will it benefit me
What is a Mortgage buffer and how will it benefit me A mortgage buffer is a bit of jargon for having an available limit on your mortgage(s) that you can access/redraw for emergencies or other needs such as a car, home improvements etc. There are different ways to...
Debt to Income (DTIs), First Home Grant and LVR Changes Coming
Debt to Income (DTIs), First Home Grant and LVR Changes Coming The Government/Reserve Bank recently made some announcements with changes to the housing market sure to affect borrowers in various ways come 1 July. The first change is the immediate removal of...
Ways to raise your deposit for a first home
Ways to raise your deposit for a first home. If you are a first home buyer, you probably think raising a deposit for a home can be a massive mountain to climb. But there are lending options ranging from 5% (saved) so you may be closer to your first home than you...
What is equity and how do I improve it and use it?
What is equity and how do I improve it and use it? Firstly, for the purposes of the article and the business we are in, by equity we mean the value created in your house if you were to sell and pay off any outstanding debt. So, if your house is worth $1,000,000 and...
Player partnership sponsorship
At Craig Pope Financial we’re proud to be the official player partnership sponsor for the Wellington Phoenix Football star player Oskar Zawada! And he didn’t disappoint by scoring a cracking goal last week and then followed it up with a hatrick at the weekend. Looking...