Specialist Mortgages / Self Employed / Bad Credit / Bank Said No / Non Bank Lending

In today’s diverse and expansive mortgage market there are very few people we cannot assist.

Even if you have adverse credit or defaults/collections on your credit report, we have access to lenders (usually Non Bank lenders) who understand that certain events occur in one’s life which can cause a temporary problem and this may not necessarily exclude you from obtaining a mortgage.

If your mortgage has been declined by a bank, don’t lose hope; our team has extensive experience with non bank lending in NZ and can often help find alternative lending solutions. 

Or perhaps you are self-employed with irregular income patterns that don’t satisfy a standard bank’s criteria. Again,

we have access to lenders that understand the self-employed sector and varying cash flows that can occur. We regularly assist clients seeking self employed mortgage solutions in Wellington, including flexible lending options such as low doc home loans in NZ for eligible borrowers. 

Perhaps you need to avoid a mortgagee sale, need open bridging finance, a caveat or second mortgage, pay a tax debt, need a reverse mortgage.

As such, please do not hesitate to talk to us if your situation falls into the above categories, you may be pleasantly surprised at what we can do for you.