What is equity and how do I improve it and use it? Firstly, for the purposes of the article and the business we are in, by equity we mean the value created in your house if you were to sell and pay off any outstanding debt. So, if your house is worth $1,000,000 and...

At Craig Pope Financial we’re proud to be the official player partnership sponsor for the Wellington Phoenix Football star player Oskar Zawada! And he didn’t disappoint by scoring a cracking goal last week and then followed it up with a hatrick at the weekend. Looking...

Using a KiwiSaver to Buy a House   You’re ready to jump on the property ladder. The KiwiSaver that you’ve been carefully growing is finally large enough for a house deposit. Now what? Using a KiwiSaver to buy a house should be a straightforward process. But there...

7 Barriers to Getting a Mortgage   Below are some of the typical reasons for having your mortgage application declined and some tips on how we fix the problem! As a mortgage broker this is our daily business helping improve your chances of approval.  ...

Craig Pope Mortgage Update October   If you are like me, you are Election fatigued! I think we all want to move on with life and have a new plan moving forward as a country (and some summer weather would help). With the cost of living being at the top of...

Money Matters: The Benefits of KiwiSaver   KiwiSaver is a tried-and-tested savings initiative that comes with a wealth of benefits. It’s affordable, easy, and works for most people. I recommend it to many of our clients as an excellent place to start when it...

10 Reasons to use a Craig Pope Financial Mortgage Adviser   We have access to multiple banks & lenders giving us choices and options to help you with a wide range of lending scenarios. Whether you are a first home buyer, property investor, refinancing,...

Money Matters: Ten Lessons To Teach Your Kids About Money The earlier you teach your kids about money, the better. When they are adults, they will need to know how to spend, save, and invest, so setting them on the right path when they are young can set them up for...

What is the First Home Buying Process? Buying a house is a complex business with lots of twists and turns. In this blog we have tried to simplify the process and how it fits in with our process to give you an idea of how it all rolls…. 1. Mortgage application and...

6 key things borrowers forget when managing their home loans. Banks’ cross securitise property Meaning if you own multiple properties and have all the lending with one bank, chances are they are ‘cross securitised’. So, all the loans are secured against all the...